ACH payments are safer, more cost-effective, and more convenient than traditional paper checks.
ACH (Automated Clearing House) payments will allow you to electronically collect payment from your customers by directly debiting their checking or savings bank account. Collecting payment via ACH is generally faster when compared to collecting paper checks but a slower process when compared to credit card payments. Also unlike the credit card network the ACH network is unable to provide real time authorization of funds meaning that a transaction could potentially reject a couple of days after being processed. For this reason ACH Payments are recommended for subscriptions, memberships and other recurring payments in which additional customer information is kept on file.
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